BMO Harris Express Loan Pay provides you with safe and reliable of processing same-day payments directing from your checking accounts to your BMO Harris Auto Loan or BMO Harris Consumer Loan or First Mortgage accounts directly from any checking account.
Looking for a way to pay your loan before deadline or do you want prevent late fee? BMO Harris Express Loan Pay provides you with fast, easy and quick way of making loan payments to avoid late fees.
With this service, you can make same-day payment on your loan. This is process is fast and reliable as you can make payment from your checking accounts to either an Auto or Consumer Loan accounts provided by BMO Harris.
Making same-day payment does not attract any extra fee or cost. It’s free to use BMO Harris Express Loan Pay service.
BMO Harris Express Loan Pay service is available for you 24-hour to access in making payments to your BMO Harris Auto or Consumer loan or First Mortgage accounts.
On the other hand, the system could go through routine maintenance that will put the service unavailable for a short night.
Requirements for paying loans with BMO Harris Express Loan Pay
- Provide your loan account number.
- Your check account details
- Routing numbers
How to make payment
Making same-day payment with this service is done in two folds; make payment online and through phone.
Online payment using BMO Harris Express Loan Pay Service
We will provide you with the easy steps to follow in making payment online using this service. Basically, there are 4 procedures to easily accomplish this activity.
- Provide your payment information by entering your First Mortgage or BMO Harris Auto or Consumer Loan account number and your payment amount.
- Your BMO Harris Auto Loan account number consists of the last 10 digits displayed in the “Account Number” area found in your coupon book. You can ignore the first five digits.
- Enter your contact information, thus your phone number and email address.
- Insert your payment method information (Your Checking account information). If you don’t have a BMO Harris Checking Account, apply for a checking account now.
- You can now review all the information provided, make changes if necessary then submit your payment. A confirmation reference ID will be provided upon submission. This is limited to one payment every 14 days. Also, you can pay via mail, at the branch or by agent assisted Push to Talk payment.
To make payment via phone, call 8883402265.
Canceling loan payment / cutoff time for entering payment
If you wish to cancel any pending payment, you can call 1-877-553-2265.
Auto or Consumer loans: You must call before 9 p.m. CT on the day the payment was issued by you for an auto or consumer loan.
First mortgage loans: You must call before 4 p.m. CT on the day the payment was issued by you for first mortgage loans.
Auto or Consumer loan payments made on a Business Day between 9 p.m. and 10 p.m. CT and first mortgage loan payments made on a Business Day between 4 p.m. and 5 p.m. CT cannot be canceled and will be processed on the same Business Day.
Auto or Consumer loan payments made after 10 p.m. (CT) will be processed the next Business Day. First Mortgage payments made after 5 p.m. CT will be processed the next Business Day. Business Days are Monday through Friday except federal holidays.
Any payments made on weekends and holidays will be sent the next Business Day.
Note
- You might not be able to set up automatic or reoccurring payments using BMO Harris Express Loan Pay.
- Also, you might not be able set up future date payments using this service.
- The payment amount must be between $.01 and $5,000.00.
- BMO Harris Express Loan Pay supports browsers such as Internet Explorer 5.5 or higher and Netscape 7.2, with 128-bit encryption. Netscape Navigator® and Microsoft Internet Explorer® are available with 128-bit encryption. If your browser does not meet these requirements, click here to upgrade.
- You can not use BMO Harris Express Loan Pay to pay-off your loan but you can mail final Auto and Consumer loan payments to:
BMO Harris Bank
P.O. Box 5735,
Carol Stream, IL 60197-5735
Please mail final First Mortgage loan payment to:
BMO Harris Bank
Attn: Payoff Department, Floor 2, Quad A,
1200 Warrenville Road, Naperville, IL 60563
